Accountant for Vernon trades and small business
Murtagh & Co. works with trades and small businesses in Vernon and the surrounding North Okanagan. We are based in Kelowna and keep your books, GST, payroll and tax current by phone and email, with planning built around the busy and slow seasons that shape so much of Vernon's work.
Who we work with in the North Okanagan
Vernon's trades work runs from new builds and renovations in town to cabin and chalet work up at Silver Star, lake properties on Kalamalka and Okanagan Lake, and the electrical, mechanical and repair work that farms, orchards and the industrial parks rely on. Many of these businesses are one truck or a small crew, and a lot of them feel the seasons: summer is flat out, winter slows down, or the other way round for anyone working on the mountain.
Seasonal income needs a plan, not just a tax return
When most of the year's money comes in over a few months, the risk is not the work. It is reaching tax time or a slow stretch with the cash already spent. We help Vernon owners set aside money as it comes in, keep GST separate from operating cash, and look ahead a few months so a slow season is planned for rather than a surprise.
Monthly books, so you know where you stand during the busy months
GST tracked and filed on schedule
Payroll for seasonal and year-round crew
Personal and corporate tax returns
How working with us from Vernon works
Our office is in Kelowna, not Vernon. Rather than you driving down Highway 97 for a meeting, the work happens by phone and email: Devon calls you for the first conversation, your documents come to us electronically, and we contact you when something needs a decision. If a meeting in person would help, ask on the call and you will get a straight answer.
Devon Murtagh, CFA, FRM, is a former trades business owner, so the planning starts from how cash really moves through a trades business over a year.
Services for Vernon businesses
FAQ
Is Kelowna too far away for a Vernon business to work with you? No. Bookkeeping, GST, payroll and tax work is done by phone, email and documents sent electronically, so distance makes little difference to the work itself.
Can you help a seasonal business that earns most of its income in a few months? Yes. We set up a simple plan for putting money aside as it comes in, so tax and slow months are covered. Our guide on how much a BC contractor should set aside for taxes explains the idea.
Do you run payroll for small or seasonal crews? Yes. We run payroll, remittances and year-end slips for small crews, including staff who only work part of the year. See payroll services for the details.
Talk it through
Prefer to talk it through? Book a free 30-minute call at a time that works for you, or reach out at info@murtaghco.ca. Free 30-minute call. No obligation.
